ClearPath Home Loans | The Modern Way to Mortgage
ClearPath
Rates just dropped for 2026

A better mortgage, without the BS.

No lender fees. No commissioned sales reps. Just radically low rates and a 100% online process that closes in days, not weeks.

Takes 3 minutes • No SSN required • Does not affect your credit

Trusted by homebuyers across America

Forbes

The Wall Street Journal

Business Insider

Bloomberg

Mortgages designed for the 21st century.

We rebuilt the entire home loan process from scratch to save you time, money, and headaches.

Online Process

100% Digital Experience

Say goodbye to fax machines, endless printing, and physical branch visits. Link your bank accounts securely and let our system gather the documents for you. Apply entirely from your phone in your pajamas.

  • Auto-document retrieval
  • E-sign everything
Low Rates

Zero Lender Fees. Period.

Traditional banks charge you origination fees, application fees, and underwriting fees. We stripped all of that away. Our technology makes us efficient, and we pass the savings directly to you with wholesale interest rates.

Average Bank Fees $1,500+
ClearPath Fees $0
Fast Closing

Close in as little as 10 days

In a competitive housing market, speed wins. Our automated underwriting engine approves you faster, giving your offer the strength of an all-cash buyer. Don't lose your dream home to a slow bank.

Get your pre-approval letter now

Loved by thousands of Americans.

"I literally applied on my couch while watching Netflix. Got my pre-approval in 5 minutes, beat out 3 other offers on the house because we could close in 14 days. ClearPath is a game changer."

Michael B.

Michael B.

First-time Buyer in Seattle, WA

"Refinancing with my old bank was a nightmare. ClearPath pulled my data instantly, and the dashboard showed me exactly where we were in the process. Saved $450 a month!"

Sarah J.

Sarah J.

Refinanced in Austin, TX

Stop paying for your lender's marble columns.

Join the future of home financing. Get a real rate, not a guess, in 3 minutes.

Start My Application
ClearPath

ClearPath is a direct-to-consumer digital mortgage lender committed to transparency, speed, and low rates for modern homebuyers.

Corporate HQ:

100 Fintech Blvd, Suite 200
San Francisco, CA 94105

Need Assistance?

Our team is available Mon-Fri, 9am - 6pm PST.

(888) 999-0000 hello@clearpath.com

© 2026 ClearPath Home Loans, Inc. NMLS ID #987654. All rights reserved.

ClearPath Home Loans is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, or age. The information provided on this site is not a commitment to lend. All loans are subject to credit and property approval. Terms, conditions, and programs are subject to change without notice.